Net Worth Update: January

Net Worth = -$21,242.52 Total Liabilities = $20,601.84*   Variance from Last Check (November) = $11,110.48 aka F.R.O.T.H.I.N.G   I feel a little like I’m sitting atop an interesting precipice at the minute.  If you’re walking up a freaking massive mountain, it’s on the way up there that you realise how much effort you are…